Equitsko
The roadmap
A readable plan that stays secure under stress: base first, then layers, then cadence.
Educational demo. Not individualized financial advice.
Phase 1 — Base
Improve stability so your plan survives surprises.
🧾
Cash flow clarity
Define essentials, remove leakage, automate transfers.
Emergency buffer
Start small, then build toward a 3–6 month reserve.
Phase 2 — Layers
Add guardrails and diversify for growth.
🧱
Debt guardrails
Reduce high-interest pressure; keep commitments manageable.
🧺
Diversified contributions
Spread risk across time and assets; rebalance with discipline.
Protection
Review coverage so a single event can’t derail long-term plans.